Wherever you go, we keep you protected:
Wherever you go, we keep you protected. Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illness, misplaced passport, lost luggage etc. So travel the world. Leave the worries to us.
Senior Citizens (Superior Care Plan)
Pre Acceptance Medical Tests:Age - up to 70 years
Age- between 71 – 80 years
Medical Report Validity
Coverage of Medical Expenses This plan takes care of your medical expenses due to accident and sickness while traveling.
Baggage Delay and Baggage Loss Payment up to a specified maximum limit is given in case of loss of baggage. Also compensation for reasonable expenses incurred for emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas.
Loss of Passport Compensation for reasonable expenses incurred in obtaining a duplicate passport overseas.
Personal Accident Worldwide coverage against accidental death and permanent total disablement while you are anywhere in the world.
Exclusions of this plan
Pre-existing Diseases & Complications
Policy does not cover pre-existing diseases & complications arising from them.
Routine Physical or Other Examination
Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.
Self Inflicted Injury or Illness
Suicide, attempt to suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease.
Alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Pregnancy or Related Complications
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or Damage to the Insured’s Passport
Loss or damage to the insured’s passport as a result of the confiscation or detention by customs, police or any other authority.
Loss Not Reported & War Like Actions
Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss are also not covered. War or war like actions.
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BenefitsCashless Claims Settlement in network hospitals Reimbursement of claims in non-network hospital as per policy terms and conditions Claims turnaround time of less than fourteen working days Worldwide Service Provider and Hospital Network Worldwide Emergency, Medical and Travel Assistance Services Flexibility of choosing a Travel Insurance Plan as per your need Ease and convenience of purchase Instant policy issuance Child escort benefit Specially designed plan for senior citizens (i.e. 71–80 years of age).* Cover extension in India, up to 90 days for medical
Worldwide emergency assistance services
Arrangement of emergency medical evacuation
Arrangement of emergency medical repatriation
Arrangement of repatriation of mortal remains
Arrangement of emergency message transmission
Medical assistance services (provided by Europ Assist )
Telephone medical advice
Medical service provider referral
Arrangement of appointment with local doctors
Arrangement for hospital admission
Guarantee of payment to hospital for medical expenses
incurred during hospitalization and monitoring of medical condition
Dispatch of essential medicine that is not available locally
Arrangement of compassionate visit
Return arrangements for a minor
Claims payment and management
Travel assistance services (provided by Europe Assist)
Lost luggage assistance
Lost passport assistance
Arrangement of hotel accommodation