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TRAVEL INSURANCE

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Wherever you go, we keep you protected:

Wherever you go, we keep you protected. Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illness, misplaced passport, lost luggage etc. So travel the world. Leave the worries to us.


Eligibility:

Adults
  • 18 years - 70 years for Individual & Multi-trip policies
  • 18 years - 65 years for Asia Travel family floater plan only

  • Children
  • 6 months to 25 years

  • Senior Citizens (Superior Care Plan)
  • 71 years - 80 years

  • Pre Acceptance Medical Tests:

    Age - up to 70 years
  • Medical tests waived if there is no adverse health declaration on the proposal form.

  • Age- between 71 – 80 years
  • Medical tests required

  • Medical Report Validity
  • 30 days from the day tests were conducted

  • What’s Covered

    Coverage of Medical Expenses This plan takes care of your medical expenses due to accident and sickness while traveling.

    Baggage Delay and Baggage Loss Payment up to a specified maximum limit is given in case of loss of baggage. Also compensation for reasonable expenses incurred for emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas.

    Loss of Passport Compensation for reasonable expenses incurred in obtaining a duplicate passport overseas.

    Personal Accident Worldwide coverage against accidental death and permanent total disablement while you are anywhere in the world.




    Exclusions of this plan

    Pre-existing Diseases & Complications
    Policy does not cover pre-existing diseases & complications arising from them.


    Routine Physical or Other Examination
    Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.


    Self Inflicted Injury or Illness
    Suicide, attempt to suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease.


    Alcoholism, drunkenness, abuse of drugs, HIV, AIDS.


    Pregnancy or Related Complications
    Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.


    Loss or Damage to the Insured’s Passport
    Loss or damage to the insured’s passport as a result of the confiscation or detention by customs, police or any other authority.


    Loss Not Reported & War Like Actions
    Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss are also not covered. War or war like actions.

    Get your quote 24*7 on Call and on Email

  • Contact : 011 - 48702000
  • E Mail : insurance@paulmerchants.net
  • Benefits

    Cashless Claims Settlement in network hospitals
    Reimbursement of claims in non-network hospital as per policy terms and conditions
    Claims turnaround time of less than fourteen working days
    Worldwide Service Provider and Hospital Network
    Worldwide Emergency, Medical and Travel Assistance Services
    Flexibility of choosing a Travel Insurance Plan as per your need
    Ease and convenience of purchase
    Instant policy issuance
    Child escort benefit
    Specially designed plan for senior citizens (i.e. 71–80 years of age).*
    Cover extension in India, up to 90 days for medical

    Worldwide emergency assistance services

      Arrangement of emergency medical evacuation
      Arrangement of emergency medical repatriation
      Arrangement of repatriation of mortal remains
      Arrangement of emergency message transmission
      Medical assistance services (provided by Europ Assist )
      Telephone medical advice
      Medical service provider referral
      Arrangement of appointment with local doctors
      Arrangement for hospital admission
      Guarantee of payment to hospital for medical expenses
      incurred during hospitalization and monitoring of medical condition
      Dispatch of essential medicine that is not available locally
      Arrangement of compassionate visit
      Return arrangements for a minor
      Claims payment and management

    Travel assistance services (provided by Europe Assist)

      Pre-trip information
      Embassy referral
      Lost luggage assistance
      Lost passport assistance
      Arrangement of hotel accommodation